A finance scholar explains where these life-altering loans originated. Introduction The average interest rate for a new...
Poor regulation of a confusing system traps many borrowers in high-interest debt they can’t pay off. By...
Most banking activities were conducted by private individuals who operated as large banking firms do today. Introduction...
How voucher expansion can increase opportunities for both preventing and exiting homelessness. Testimony the House Financial Services...
The primary function of credit was to ward off temporary shortages in the cycle of agrarian economic...
State policies can supplement the federal credit to deliver additional benefits to children and families. By Sophie...
The historiography of the university is open to cultural and national appropriation. Introduction The university is a...
Project-based learning instruction is a very effective tool. I wrote about the challenges of bridging the gap...
Rhetoric was the most important and difficult topic studied in the Byzantine education system. Although some Byzantine...
Even slaves and abolitionists saw unity between all Americans regardless of race on the horizon. How to...
Women were not allowed to attend the institutionalized rungs on the educational ladder. Introduction In many ways...
Introduction School dress codes can be harmful to LGBTQ students and students of color, according to the U.S....
A Hobby Magazine Subscription There is a plethora of magazine subscriptions available for you to order, either...
Not only did our ancestors live alongside other human species, they mated with them, too. Introduction When...
With a square and a circle, he redrew our understanding of the economy. It was revolutionary. Introduction...
Why humans left their African homeland 80,000 years ago to colonize the world. Seventy-seven thousand years ago,...
Population has doubled in 48 years, and worsening climate change has left the world facing serious health...
Why did humans first turn from nomadic wandering to villages and togetherness? The answer may lie in...
A growing number of community land trusts are readying their housing stock for the next climate-related disaster....
Indentured servitude continued in North America into the early 20th century, only declining over time. Introduction Indentured...
What if the best parts of two competing visions for a solution were brought together? Introduction First...
The wealthy paid the servants for their services, which kept the Paternalistic system functioning for many years....
Generation Z is an increasingly large part of the workforce. Some Generation Z employees entered the workforce...
Children were overused, paid less, and forced to work in unhealthy environments. By Zuzana LukáčováPhD Candidate in...
The pandemic changed where and how we work and live as a country as well as where...
Getting into medical school is no easy task. It takes a lot of preparation, both academically and...
Introduction Ancient Africa has the world’s oldest and largest collection of ancient writing systems, and is home...
One problem contributing to the perception of bias is the blurred lines between news and opinion. Another...
By the fourteenth and fifteenth centuries, a new interest in psychology had developed, rooted in theological concerns....
Many people define ‘bias’ as ‘anything that doesn’t agree with me.’ But are the news media really...